What $1,000 in Bitcoin, Ethereum, And XRP Five Years Ago Is Worth Today

A $1,000, equally split into Bitcoin, Ethereum and XRP on May 29, 2021, would be worth about $1,485 today — a 49% total gain (≈8% annual). Bitcoin drove the portfolio, rising from the 2022 lows after institutional inflows (spot‑BTC ETF approvals in Jan 2024) and a 2024 halving, with BTC trading near $73.5k today after an Oct 2025 ATH above $126k. Ethereum hit an ATH in 2025 but has retraced and now trades near $2,012, leaving the ETH slice down ~17% over five years. XRP recovered after favorable court rulings and regulatory shifts, peaking near $3.65 in July 2025 before falling ~63%; it trades around $1.32, leaving that slice up ~50%. The piece frames the outcome as modest relative to volatility and highlights that improved market structure (ETFs, clearer regulation) makes repeat explosive gains less likely — entry timing mattered more than asset selection.