This Is the 1 Investing Move That History Says Has Never Once Failed Long-Term Investors

The article argues that long-term investors should keep using dollar-cost averaging into a low-cost S&P 500 ETF rather than trying to time the market amid concerns about inflation, higher rates, and geopolitical risk. It highlights the S&P 500’s historical resilience, noting roughly 10% average annual returns since 1928 despite major downturns. The featured example is State Street’s SPDR Portfolio S&P 500 ETF (SPYM), which tracks the index with a very low 0.02% expense ratio. The article illustrates how consistent monthly investing could compound substantially: $300 per month could grow to about $753,148 over 30 years, while $500 per month could reach roughly $1.255 million, assuming an 11.26% annualized return. Overall, the piece is bullish on broad U.S. equities and reinforces passive, diversified investing as a long-term strategy.