Ripple CEO Says Decisive Weeks For Crypto Policy Are Approaching

Ripple CEO Brad Garlinghouse told Consensus Miami attendees that a narrow legislative window — notably the weeks of May 11 and May 18 — could be decisive for U.S. federal crypto policy. He warned that if momentum stalls in the Senate Banking Committee, comprehensive crypto legislation and clearer SEC/CFTC jurisdiction could be delayed, potentially pushed further into next year by the November elections. Garlinghouse emphasized Ripple’s focus on building institutional infrastructure, expanding XRP’s utility and liquidity, and increasing institutional access and use of XRP as collateral. Market context: Bitcoin is trading above $80,000, underpinning current market strength, but regulatory uncertainty could temper institutional flows and broader adoption if legislation does not advance.