Propy and Milo to Let Bitcoin Holders Buy Homes With $25M Financing Access

Propy and Milo launched a U.S. crypto-native home-buying platform that lets buyers use bitcoin as well as ethereum as collateral to access mortgages up to $25 million and complete title and closing on-chain. The partnership integrates Milo’s lending engine with Propy’s blockchain settlement and a marketplace of crypto-certified agents, aiming to reduce the need for crypto holders to liquidate assets for property purchases. Milo says its loans can withstand bitcoin drawdowns up to 65% and has originated over $100 million in crypto mortgages to date. The move could increase utility demand for BTC and ETH, limit forced selling from prospective buyers, and accelerate DeFi integration into real estate — though wider adoption will hinge on regulation and market stability.