Lava Card Launches Secured Visa Credit Card That Pays Bitcoin Rewards on Every Purchase

Lava launched a secured Visa credit card that pays Bitcoin rewards and accepts stablecoins as a funding source, aiming to bridge everyday spending with crypto rails. The card offers 3% back in Bitcoin for U.S. users, 1% for international users and 5% back through Lava’s merchant network (promotional 5% on Amazon, Apple and Netflix at launch). There’s no annual or foreign-transaction fee and stablecoins (e.g., USDC) can be sent to fund the card, routed through Visa rails so merchants need no changes. Users can also borrow via Lava’s Bitcoin Line of Credit (BLOC) instead of selling BTC. Market impact: the product could boost Bitcoin accumulation by retail spend, accelerate stablecoin on‑ramp adoption for payments, and increase demand for crypto custody and lending services.