KuCoin Launches Earn-and-Loan Product for BTC ETH SOL Holders

On May 20 KuCoin rolled out its integrated KuCoin Crypto Loan product, letting users pledge BTC, ETH, USDT, USDC or SOL as collateral while continuing to earn Hold-to-Earn yields through a single consolidated position. The move follows Figure Technologies’ May 13 U.S. launch of crypto-backed loans up to 75% LTV at rates starting 8.91% and Blockchain.com’s May 14 global rollout offering rates as low as 1.9% across 70+ jurisdictions. These successive launches target the $70B+ crypto lending market, enabling liquidity without asset sales and potentially easing sell pressure on major cryptocurrencies trading near $77,135.