Galoy Pushes Deeper Into U.S. Banking With All-in-One Bitcoin Platform

Galoy launched an expanded Bitcoin-native core banking platform aimed at U.S. banks and credit unions, bundling six use cases — BTC-backed lending, Lightning payments, stablecoin payments, OCC-riskless-principal exchange, custody and embedded wallets — into a single sidecar system that integrates with legacy cores. The update includes compliance and risk tools (Regulatory Radar, Portfolio Analyzer, LTV Risk Scenarios) to model collateral, capital and sharp BTC price moves. By lowering operational and regulatory friction, the platform could accelerate bank-led Bitcoin product rollouts, expand BTC-backed lending, and channel institutional balance-sheet activity into Bitcoin products, potentially increasing institutional demand and on-ramps for BTC.