AI adoption is splitting along income lines

A Federal Reserve Bank of New York survey cited in the article finds AI adoption is concentrated among high-income workers, with 66.3% of those earning over $200,000 reporting use of AI tools. The piece frames this as a potential structural advantage for higher-paid employees and a driver of uneven productivity and wage outcomes, which could influence sectoral performance within the US SP 500 as investors favor firms that successfully deploy AI. The article is descriptive, highlighting survey data and related AI ETFs, rather than making explicit market calls.